Low cost coverage for homeowners and landlords

Landlord Products



Residential landlord insurance is a comprehensive insurance policy offered at extremely competitive rates. Our products are underwritten by leading UK insurers including RSA (former Royal & Sun Alliance plc), Sterling Insurance, Lloyds and Zurich.

We aim to provide you with the best available rates for properties of all types and sizes, including HMOs, bedsits and purpose-built flats.

Landlord buildings and contents

Standard residential buy to let property insurance rates for professional lets start at just £1.80 per £1,000 sum insured but may be negotiated subject to the volumes of business. We provide landlord insurance quotes to the private rented sector for virtually any type of let including properties let to: professionals/people of independent means, students, DSS and unoccupied properties. In addition we provide comprehensive cover for UK Holiday and Second Homes.

Policy benefits

The Crystal Cover landlord insurance policy covers all the standard perils as well as providing the following cover for residential buy to let properties of all sizes throughout the UK:

  • Cover for houses, bungalows and flats
  • Commercial and residential combined
  • Loss of rent cover is up to 30% of the buildings sum insured
  • Property owner’s liability is up to £5,000,000
  • Up to 30 day unoccupancy allowed
  • Contents cover up to £40,000
  • Insurance cover is ‘new for old’
  • Policy excess for professional lets from: £100 for buildings and £50 for contents.
  • Policy excess for non-professional lets from: £250 for buildings and £50 for contents.


If you are looking for a competitive insurance quote on ANY residential buy to let property, quote and buy online or give us a call on 0113 212 8090 and our UK based team will do our best to provide you with a suitable landlord insurance policy at extremely competitive rates.

Please note that the above information provides a summary only; full policy terms and conditions are found in the policy wording(s). For the levels of cover, excesses and terms and conditions that apply specifically to your insurance, please read through your insurance certificate & statement of fact and the policy wording.

The terms & conditions set out in the policy wording(s) form the basis of the insurance contract; these should be read and understood prior to taking out the policy. Please do not hesitate to contact us if you would like more details.